Since the economy is going to be much worse next year, here are some New Year Resolution Ideas on how to save money.

1. Pay off all your debts (Instead of paying the minimum balance every month, try paying the full amount so you can avoid the interest.  Example: Let’s say you bought a television that costs $399, and you decided to pay only the minimum balance on the TV.  By doing this you are probably adding another $400 dollars to the cost, bringing your $399 television to become a $800 dollar television. You just paid double for that TV, when you probably could have saved your $800 dollars and bought a better TV with it.  This makes no economical sense, and yet a lot of Americans do this, very strange consumer behavior.)  Ways you can get rid of Credit Cards Debts

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Two days before Christmas, Richard Walker Sault made a big entrance into this world, weighing about 14 pounds.  He was sent home from the hospital, at Saddleback Memorial Medical Center in Laguna Hills because none of the clothes fits him.  After seeing the news on the biggest baby ever born in Orange County, I decided to compile a list of best baby names of 2008.

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If you haven’t caught the news in the past few days, you would probably have heard of a man dressed up as Santa Killing 9 people and himself.  His name is Bruce Jeffrey Pardo, and the ones who died were family members of his ex wife.  The full story isn’t known, but it’s expected that this tragic event was triggered from his recent divorce.

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Remember that the only difference between cops and robbers is that cops are the lesser of two evils. The lesson you can take away from this is that power corrupts, so thank goodness for hidden cameras.

In this tutorial I will teach you how to do a selective color with Photoshop

results:

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This is how we spent our first Christmas Eve together.

Wow, watching this lifted my spirits this holiday, I hope it does the same for you.

Some Very humorous Failed images.

Here is a old show that I used to watch all the time, but I just recently rediscovered it. Aaaah, I miss the 90’s.

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Now that layaway has been gaining popularity, it makes me think if it is any better than a credit card.

What is Layaway?
A payment plan in which a buyer reserves an article of merchandise by placing a deposit with the retailer until the balance is paid in full.  Which also means, you are paying for something you don’t have until you pay it off.  What’s the point of buying things when you don’t get it right away?

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